The 100% mortgage of yesteryear may no longer be possible, but buying your first home certainly still is…

Great first time buyer mortgage rates are available – so NOW is the right to time to buy your first home.  Or perhaps to persuade the bank of Mum & Dad to help out?  With prices and rents both rising, there is no point in delaying.

Buying your first home can be challenging and it might seem a bit daunting at times – so why do it on your own when professional help is available?

From mortgage advice, finding a property, surveys, conveyancing and removals Clarkes can always point you in the right direction.

Before starting to look at any properties it is ideal to have your deposit in place of at least 5%, and where it’s possible to do so, saving a higher deposit will almost certainly provide you with access to a wider range of mortgage products at cheaper rates.

Affordability and mortgage calculators can help you work out if you are on the right track to purchase.  The Clarkes mortgage calculator is a great place to start.  But best of all, speaking to a good mortgage adviser early on in the home buying process can avoid unnecessary stress later.

Clarkes work in conjunction with a specialist local broker, Moneysprite, who provide to clients a totally independent and expert service.   Moneysprite will happily see you in the comfort of your own home or give you comprehensive advice over the telephone – no need to visit the High Street with all the hassle of a long appointment and resulting parking problems.

5% deposit mortgages are currently available from 4.09%!! (Subject to status, terms & conditions. Rates correct as of 20/08/2015).

When you’ve got an agreement in principle which confirms your budget, Clarkes can help you find your first dream home. 

Here are a few homes that maybe of interest:

Bognor Regis £119,950                                                      Littlehampton £130,000

Highfield Road SouthTerrace




 Not what your looking for, you can do your own property search here.

Call us on 01243 861344 (Bognor Branch) or 01903 884820 (Arundel Branch) to register your search requirements and arrange an appointment with Charlotte or Stuart of Moneysprite 

Charlotte WareStuartRoberts






Moneysprite is a trade name of Money Sprite Ltd which is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.

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